Insurance

Life insurance is important if you have a young family or are the main breadwinner. It may seem like money for nothing but it can be invaluable.

Income Protection: Some employers have income protection as a staff benefit. If not there are private policies available. Same reason as above.

Here are some links that might help:

https://www.moneyhelper.org.uk/en/everyday-money/insurance/what-is-life-insurance#do-you-need-life-insurance

https://www.moneyhelper.org.uk/en/everyday-money/insurance/what-is-income-protection-insurance

https://www.moneysavingexpert.com/insurance/home-insurance/

https://www.moneysavingexpert.com/car-insurance/

https://www.moneysavingexpert.com/insurance/cheap-travel-insurance/