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UKPersonalFinance Wiki

The wiki for /r/ukpersonalfinance and home of the UKPF Flowchart

  • โœจ Follow the Flowchart โœจ
    • โคต๏ธ The UKPF flowchart
    • ๐Ÿงฎ Make a budget
    • โ˜”๏ธ Start emergency fund
    • ๐Ÿ“š Read more
    • ๐Ÿ– Autoenroll in pension
    • ๐Ÿ’ณ Pay expensive debts
    • ๐Ÿšจ Fill emergency fund
    • ๐Ÿš— Save for future goals
  • All pages
    • The Basics
      • Budgeting
      • Living Costs
      • Defining your goals
      • Should I Buy This?
      • Emergency Fund
      • Emergency Help
      • Helping family and friends
      • Insurance
      • Scams
      • Is this wiki advice?
    • Borrowing
      • Emergency help
      • Debt Repayment
      • Credit Ratings
      • Student Loans
      • Mortgages
      • Mortgage overpayments vs investments
    • Investing
      • Investing 101
      • Index Funds
      • DIY Global Tracker
      • Market Timing โฑ๏ธ
      • Lump sums
      • Buy-To-Let
      • Fees
      • UK Funds Q&A
      • Financial Advice
    • Investment Accounts
      • ISAs
      • Lifetime ISAs (LISAs)
      • Pensions
      • ISA vs LISA vs Pension
      • Investing for your children
      • Which broker should I use?
    • Tax
      • Restricted Stock Units (RSUs)
      • Tax efficiency for high earners
      • Gifts and Inheritance Tax
    • Recommended Resources
    • UK income and wealth statistics
    • UKPF community

Welcome! ๐Ÿ‘‹

ukpersonal.finance is the wiki for the /r/UKPersonalFinance subreddit and Discord!

If this is your first time on the Wiki – we’d recommend that you start with The Flowchart โคต๏ธ and our Recommended Resources ๐Ÿ“–.

If you have any questions, spot anything on the wiki that’s incorrect, or just want to chat finances, join us on Reddit or Discord ๐Ÿ™‚

Want to discuss your finances, investment strategies or contribute to this wiki? Join our Discord server!

  • โœจ Follow the Flowchart โœจ
    • โคต๏ธ The UKPF flowchart
    • ๐Ÿงฎ Make a budget
    • โ˜”๏ธ Start emergency fund
    • ๐Ÿ“š Read more
    • ๐Ÿ– Autoenroll in pension
    • ๐Ÿ’ณ Pay expensive debts
    • ๐Ÿšจ Fill emergency fund
    • ๐Ÿš— Save for future goals
  • All pages
    • The Basics
      • Budgeting
      • Living Costs
      • Defining your goals
      • Should I Buy This?
      • Emergency Fund
      • Emergency Help
      • Helping family and friends
      • Insurance
      • Scams
      • Is this wiki advice?
    • Borrowing
      • Emergency help
      • Debt Repayment
      • Credit Ratings
      • Student Loans
      • Mortgages
      • Mortgage overpayments vs investments
    • Investing
      • Investing 101
      • Index Funds
      • DIY Global Tracker
      • Market Timing โฑ๏ธ
      • Lump sums
      • Buy-To-Let
      • Fees
      • UK Funds Q&A
      • Financial Advice
    • Investment Accounts
      • ISAs
      • Lifetime ISAs (LISAs)
      • Pensions
      • ISA vs LISA vs Pension
      • Investing for your children
      • Which broker should I use?
    • Tax
      • Restricted Stock Units (RSUs)
      • Tax efficiency for high earners
      • Gifts and Inheritance Tax
    • Recommended Resources
    • UK income and wealth statistics
    • UKPF community
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